See the nation's top rated reports for Schools in Chester, Long Valley and Mt. Olive >

Welcome > Agent Info > Testimonials ...

"Appreciate you..."

"Appreciate you for who you are and what you do. AND YOUR HONESTY!!!"

Larry - Chester

View All Testimonials >

Tell us how We're doing!

You have a story to tell about us. You've worked with us, and we've helped you buy or sell a home. We need your feedback. Others need your feedback, too! Please take a moment to fill out this form and tell us how we did...

About You


* Your Name:
* Your Email Address:
Your Street Address:
City:
State/Province:
Country:
Zip/Postal Code:
Phone:

Your Feedback


Please Enter More Details, Along With Any Comments, Concerns, Or Questions:

Send Latest Listings:

Send Latest News:

*Please note that fields marked with an asterisk are required.

Quick Response Guarantee >
Your Privacy Is Guaranteed >
Free & Without Obligation >

First Time Buyers >The Real Bottom Line

An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!

The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.

When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.

	See All Tips In The "First Time Buyers" Category >
	See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q	What mortgage transactions between borrowers and lending institutions operate in the private sector of the economy?
A	Conventional mortgages are private sector transactions that are not insured or guaranteed by the government.
See More Real Estate Trivia >

The Holmquist Team, REALTOR®, real estate agent and broker for Chester, Long Valley and Mt. Olive, New Jersey home listings, property and land for sale - NUMBER1EXPERT

The Kelly Holmquist Team
Keller Williams Towne Square Realty
24 Claremont Road
Bernardsville, NJ 07924
908-451-4676
Fax: 908-946-0211
KellyHolmquist@NUMBER1EXPERT.com

www.KellySellsHouses.com is brought to you by The Holmquist Team
NUMBER1EXPERT in real estate for Chester, Long Valley and Mt. Olive, New Jersey

Read The Holmquist Team's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge