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Financing Your Home >Mortgage Myths
Nationwide surveys indicate that a large number of potential home buyers count themselves out of the market because of widely-held myths about home financing.
Some of the most prevalent myths include: 1) home buyers need large down payments (more than is actually the case); 2) the loan process works against people under age 35; 3) owning a home is more expensive than renting; and 4) minorities have no chance of getting a mortgage.
The surveys found that many people view the mortgage process as "difficult, stressful, and incomprehensible." Many qualified first-time buyers are unaware of special programs designed to make home ownership affordable to them. The home loan industry is always looking for new ways to dispel these myths because lenders want more business, not less. The alternatives to traditional 20% down, thirty-year fixed mortgages are astonishing. Mortgage brokers are experienced in explaining today's financing and debunking the myths.
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The Kelly Holmquist Team
Keller Williams Towne Square Realty
24 Claremont Road
Bernardsville, NJ 07924
908-451-4676
Fax: 908-946-0211
KellyHolmquist@NUMBER1EXPERT.com
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NUMBER1EXPERT®
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All rights reserved. All information deemed reliable but not guaranteed.
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