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First Time Buyers >Credit Card Traps It is not unusual for first-time buyers to be free of debt. They have been saving for their first home for many months or even years. But after they move into their new home, the new homeowners are often deluged with pre-approved credit card applications from banks and stores offering credit lines. Before they realize what is happening, they can be overwhelmed with debt. The consumer credit agencies know that mortgage companies do thorough checks before approving a loan, and those who have passed through that process are considered good credit risks. They also know that new homeowners often need to make major purchases of furniture and appliances at a time when they have depleted most of their savings accounts. After years of disciplined savings, new owners may be faced with a tremendous temptation to just say "charge it" for the things they need. If you have just purchased a home, be aware--and wary--when those credit card applications start pouring in! See All Tips In The "First Time Buyers" Category > See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q  What is considered one of the slimmest buildings ever designed? A  The Carnegie Hall Tower, designed by Cesar Pelli, is only 50 feet wide and 60 stories high. See More Real Estate Trivia >

The Kelly Holmquist Team Keller Williams Towne Square Realty 59 East Mill Road Long Valley, NJ 07853 Cell: 908-451-4676 Fax: 908-946-0211 Office: 908-867-7109 KellyHolmquist@NUMBER1EXPERT.com For All Your Real Estate Needs!

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