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Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from a Chester, Long Valley and Mt. Olive, New Jersey NUMBER1EXPERT(S) Top Selling real estate agent(s). Contact The Holmquist Team today! Find Chester, Long Valley and Mt. Olive Homes - Find Chester, Long Valley and Mt. Olive, New Jersey real estate listings & homes for sale provided by The Holmquist Team, your local expert real estate agent(s). For Home Buyers - Get home buying information, the latest listings, mortgage information, expert advice, and much more from The Holmquist Team, a Chester, Long Valley and Mt. Olive, New Jersey NUMBER1EXPERT(S) Top Selling real estate agent(s). For Home Sellers - Get home selling information, fsbo information, expert advice, find out what your home and other homes in your neighborhood are selling for, and much more from The Holmquist Team, Chester, Long Valley and Mt. Olive, New Jersey NUMBER1EXPERT(S) Top Selling real estate agent(s). Chester, Long Valley and Mt. Olive Information - Find local information on Chester, Long Valley and Mt. Olive, New Jersey including schools reports, local maps and links, things to do, area photos, and relocation information. Local information provided by The Holmquist Team, NUMBER1EXPERT(S) Top Selling real estate agent(s). Real Estate Resources - Find real estate related resources including real estate news, tips, dictionary, trivia, mortgage calculators and information, local real estate related services, and much more from The Holmquist Team, Chester, Long Valley and Mt. Olive, New Jersey NUMBER1EXPERT(S) Top Selling real estate agent(s). About The Holmquist Team - Information about The Holmquist Team including testimonials, guarantees, credentials, and contact information. Learn about NUMBER1EXPERT(S) Top Selling real estate agent(s) like The Holmquist Team in the Chester, Long Valley and Mt. Olive, New Jersey area.
Buyers Remorse >First Time Loans
Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers.
Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate.
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How can you give your home the equivalent of sunglasses?
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Install low "E" squared glass filters sunlight, saves on energy costs and prevents fading of furniture, drapes and carpets. |
 See More Real Estate Trivia > |
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The Kelly Holmquist Team
Keller Williams Towne Square Realty
24 Claremont Road
Bernardsville, NJ 07924
908-451-4676
Fax: 908-946-0211
KellyHolmquist@NUMBER1EXPERT.com
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